Services

Residential Mortgage Brokerage

If you had the choice to shop for a mortgage at one financial institution or shop at 20, which would you choose? There are more options available than your bank is giving you. Mortgage brokers can find the right product at the right price for you. With our association with The Mortgage Group, we have access to the best rates and home loan products available.

Whether you are looking for a mortgage to buy a new home in Yorkton Melville or any area around, or renovate the one you already have, we can help. Maybe you just want some of the hard earned equity out of your home for you to enjoy. We can help with that as well.

With our low rates, a refinance of your existing mortgage could reduce your existing payments. That is worth a look.

Our biggest difference, client service. Mortgage brokers not only work with you, we work for you. Although our fees come from the lender, we only get paid after you are satisfied. This is the only way we will operate. This is a vast difference from the normal financial institutions. Although bank and credit union employees say they work for you, at the end of the day, they are employees of the company. We are independent contractors who truly work for you.

Ag Mortgage Broker

This is an area that is new to our province. We have established relationships with the major players in this industry. Through our alliances, we are able to access lending options you may be unaware of. We are also able to ensure a proper presentation is made and to the right institution.

Ag Financial Consulting

With a wealth of experience in this area, we are able to provide business management consulting specific to agriculture clients. We provide an in-depth look at your farm from a fresh perspective. We provide a snapshot report card of the financial performance of your farm. Then we provide strategic planning to set the goals of the farm. The final step is to collect the actual results to test the plan.

Farm Succession Planning

This is an area that has caused a lot of confusion for farmers over the years. We can help you make sense of it all. We can provide all the options necessary to device the perfect plan. We work with not just mom and dad, but the farming children. We can even work with the non-farming children to ensure everyone is on side. With our team of legal and tax specialists, or yours, succession can be possible without the tax man getting an un-even share. Call today to get us working for you.

Leasing

TMG Leasing is a division of TMG The Mortgage Group Canada Inc., a national mortgage brokerage firm providing mortgages to Canadians for over 20 years and is one of the largest mortgage brokers in Canada.

TMG Leasing is a Canadian commercial equipment financing company providing leasing opportunities to a wide clientele. Leasing managers with TMG Leasing are seasoned professionals with experience in the equipment finance industry.

TMG Leasing professionals work directly with TMG Mortgage Associates and their clients to determine their leasing requirements and secure the best financing package that suits their financial needs.

Purchasing new equipment places heavy demand on your available capital and by leasing the equipment, you can keep your cash reserves to operate your business or invest in other business opportunities.

Leasing doesn't require a large down payment or compensating balances often required by banks or other traditional lenders. Usually, a 10% down payment is all that's necessary to put your equipment to work right away. The result? Increased efficiency and productivity, and a healthier bottom line.

Unlike a traditional loan, leasing is flexible. You can tailor lease payments to meet your cash flow needs. For example, you can have 10 months of payments and 2 months of no payments during the summer months.

Leasing is unlike any other source of financing you've seen. It's truly an alternative source of financing that lets you acquire the equipment you need with virtually no cash outlay. Your bank lines of credit and other capital resources remain intact for times when you need ready access to cash.

Call Paul for more details.